Sun Maxilink Prime a VUL that Combines Life Insurance and Investment Opportunity

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Being part of the millennial generation, I never thought the importance of life insurance. Maybe because I do not know what life insurance is about. You know when you’re young you tend to have lots of YOLO (You Only Live Once) moments. Getting insured was least of our priorities. Yes, I admit that I had a lot of those moments as well but who hadn’t? Sorry, I am trying to justify my behavior here 🙂 But things changed when my father died. His sudden demise has shaped me into the person I am today: practical and wise. And part of being wise is by getting a VUL policy from Sun Life called Sun Maxilink Prime. But we’ll talk about that later.

You may want to skip the story and proceed to the benefits of Sun Maxilink Prime. Please click [HERE].

YOLO to WOLO (Weeping Over Lost Opportunity)man sufferring from stroke

My beloved father succumbs to the hands of God last 2015. It was only about a year after I graduated from college (2014 when I finished my degree in Electronics Engineering in PUP) and passed the board exam the same year. The idea of someone you love and depended on leaving you behind is something that barely came to my mind. We don’t think about it because it is too morbid to be tackled to the point we consider it a taboo. But reality says the opposite, my father indeed left us behind.

My father was rushed to the nearest hospital in the area and was treated immediately. We found out that he is suffering from a hemorrhagic stroke in the pontine area. A hemorrhagic stroke means he is bleeding inside his brain, it’s unfortunate that he belongs to the 30% stroke patients who suffer from bleeding. After the CT scan, the doctors immediately told us about his condition and possibility of dying soon. But that doesn’t stop us from hoping that he’ll get better. He’s a strong man. This is just a stroke but because he is suffering from a bad one he can no longer bear the pain and succumbs from it just a few hours after admission.

The other 70% will suffer the more common kind of stroke which is called ischemic stroke or the blockage of air to the brain due to a blood clot in a blood vessel going to the brain.

My Life After the Tragedy

couple asking financial help

I was only 23 that time. It was sad. Even up to this day it is still is. But I need to move on and suck it up. I now have my Lola and younger sister to support. From being careless to careful. I can no longer do the things I previously enjoyed. My life is now devoted to paying bills, medicine, and school fees. Yes, they are my family, the family I love, but it was hard for a 23 yr old guy to cope up with this kind of responsibility. My day job can no longer pay my bills. So I need to work overtime and do some raket just to fill the gap. It is tiring but fulfilling. I have no choice but to keep on going.

This leads me to think that this problem might have a solution. Sabi nga nila “sa bawat problema may solusyon.” Pero ano? Paano? So much question running on my mind. I need to find out. I badly need to know how to prevent this from happening again to my family. Honestly, if I am not strong enough I might break down and just live the life I wanted. Leaving my responsibilities is easy but I cannot forsake my family. I believe most of you will do the same if you are in my situation. Just stand strong and face every challenge with a smile.

The Importance of Life Insurancethe-wise-guy-ph-sun-maxilink-prime

But what if there’s a way you can do to prevent this from happening to your family. Your children taking up your roles. I believe I am just lucky because my father died (our breadwinner) after I landed my first job. But if this happened during the time I was still studying, I might have been forced to quit school and took a job I never imagined myself doing. I honestly do not know what to do. I don’t want my family to suffer the same fate. My father failed to plan and it was an important lesson I learned on my part. I don’t want them to suffer the same fate. Luckily, I met someone who showed me how my anxiety can be addressed by getting a life insurance.

When someone dies in your family you tend to search the things related to his death. The search ranges from symptoms to prevention until I came across the topic of life insurance. Luckily, my manager’s wife was a Financial Advisor in Sun Life, my co-worker is working part-time in another insurance company, the sister of my colleague is also an insurance agent. This means that I can easily ask them questions about this and that. Literally, I was shopping for the best life insurance. I initially thought to just buy a term insurance and go BTID (Buy Term Invest the Difference) because I have an investment in stocks already. But a VUL (Variable Unit- Linked) policy struck my heart.

Just to iterate that BTID strategy is NOT for everyone. It is a strategy and not an insurance plan. I will write a separate post about it to know if this kind of strategy will suit you better. No worries, I will link it [HERE] once done.

It’s been months of countless research after I decided to get a VUL policy from Sun Life called Sun Maxilink Prime. Just like you, I wanted to get the BEST plan. The plan that will answer my worries and will ease my anxiety.


VUL or Variable-Unit Linked Policy may seem complicated but it’s quite easy to understand. It is just a life insurance coupled with investment. Your investment will be in the form of mutual fund in which you can choose between stocks or bonds or you may opt to enjoy the beauty of both.

The beauty of Sun Maxilink Prime is the financial security that it gives your family from the result of an accident like dismemberment of any parts of the body and disablement. It also gives financial blanket when diagnosed or gets treated for any of the 36 critical illness listed in the policy contract. If you die due to a natural cause or an accident your family can claim a sizeable amount to continue the life they are living today.

Not to mention that it has an investment component which is a wonderful addition to the insurance policy. In other words, Sun Maxilink Prime gives a living benefit and death benefit (the one we normally know when we hear the word “life insurance”). Yes, you read that right. It has a living benefit. We will tackle that in a bit. I know it makes you feel excited. Even I when I heard that the first time I feel agitated to know more as well.

Sun Maxilink Prime Brochure

sun maxilink prime brochure 1 sun maxilink prime brochure 2

sun maxilink prime brochure 3Sample Proposal

Sun Maxilink Prime is a 10-yrs-to-pay VUL plan. It means you’ll only be required to pay the plan for only 10 years or you may finish it earlier by paying it in advanced. Isn’t that neat?

Note: Sun Maxilink Prime is linked to your investment which means it may suffer from the volatility of the market you’ve chosen. When this happens, you may be required to resume paying the insurance charge to prevent your policy from lapsation.

I will be sharing with you guys the proposal I made for myself.

Federico Suan, Jr., Male, 25 yrs old, non-smoker

Annual Premium: Php 38,465
Semi-annual: Php 19,232.5
Quarterly: Php 9,616.25
Monthly: Php 3,205.42
Daily: Php 106.85 (just the price of a fast food combo meal)

Among the modes of payment going annual payment is the most recommended. People tend to forget paying their dues. By going annual the hassle of paying the premiums monthly is eliminated as you’ll only need to pay it once a year. Not to mention that it also good for the investment part. As soon as you pay your premiums part of it will be allocated to your investments. Going annual means you are giving your money more time to compound.

Clients can choose between, annual, semi-annual, and quarterly. Monthly payments are only available when you pay using the auto-debit arrangements in banks. A policyholder can also switch from paying the premiums from semi-annual to annual, monthly to annual, etc. without extra charge.

Let’s Talk About the Benefits

My plan was a bit pricey as I wanted to be well covered. Anyways, your plan will be tailored-fit based on your needs and if you feel you can’t afford the recommended plan you can ask your Financial Advisor to adjust it to what you can afford now. It’s better to start small than never to start at all. You gotta start somewhere.

Life Coverage: 1 Million Pesos

This is the amount of money my family will get if I die due to an accident, illness, or natural cause. I will leave them peacefully knowing they will receive this amount. Hopefully, my brothers will use the money to finance the needs of my Lola and our younger sister.

Total Disability Benefit (TDB): Waiver

old man raising hands while in wheelchair

This is a rider (optional) that can be attached to an insurance policy. If I get disabled and can no longer work, this rider will waive my future payments. It is as if I am still paying the premiums. Though optional, (it only cost me less than a thousand pesos for it in a year) I consider this a MUST have rider in any life insurance policy.

Accidental Death, Dismemberment, and Disablement Benefit (ADDD): ₱500,000

If I die due to an accident my family will get this amount together with the basic life insurance coverage, so the total death benefit is ₱1.5 Million.  If I survived the accident but lost any part of my body, I will receive a percentage of my ADDD coverage. For example, if I lost one eyesight, I will receive ₱250,000 (half of my ADDD coverage). If I am disabled (can no longer work due to accidental disability), I am entitled to receive 50,000 pesos per year for 10 years, for a total of 500,000 pesos.

Critical Illness Benefit (CIB): ₱2 Million

A lump sum of worth ₱2 Million is the amount I can claim when I will be diagnosed or get treated for any of the 36 critical illness listed here. This rider covers most of the critical illnesses around like stroke, heart attack, brain tumor, major organ transplant, and invasive cancer.

The premium for this rider increases every 5 years. After the paying period, the accumulated investment can shoulder the annual premium for this rider or you could pay it annually instead so that your investment could not be touched.

This is the rider I love as my father suffered from a stroke. Though it is not hereditary, we must think of the future. Yes, I may be healthy today but I am not certain what tomorrow may bring plus the rider doesn’t just cover one critical illness but 36 of them.

Hospital Income Benefit (HIB): ₱2,500/day (1000 days maximum)

I will receive ₱2,500 per day when I get confined in a hospital as a result of sickness or injury. This amount doubles or become ₱5,000 when I get admitted in ICU or confined due to any of the following dreaded diseases: acute heart attack, chronic liver disease, dissecting aortic aneurysm, end-stage lung disease, end-stage renal disease, invasive cancer, major organ transplant, multiple sclerosis, poliomyelitis, progressive muscular atrophy, and stroke.

nurse checking her patient with critical illness

Annual Premium (10 Years To Pay): ₱38,465

It is just about ₱3,205 per month or just  ₱107 per day.

Total Premiums Paid: 10 x ₱38,465 = ₱384,650 ONLY

Imagine, I  will only pay a total of ₱384,650 for all the benefits listed above.

But what if I am lucky enough not to die early, get disabled, or hospitalised?

(Suan, parang lugi ako kapag nagka-ganyan?)

Don’t worry because a VUL policy has an investment component (the much coveted living benefit) which is designed to accumulate wealth while giving you protection.

If the investment was placed in Index Fund composed of top publicly listed companies in the Philippines (i.e. Jollibee, Ayala, SM, San Miguel, URC, BPI, etc.), the average historical return is around 10% p.a. but it is not guaranteed as past performance will not necessary indicate the future performance of the fund. Index Fund is just one of the funds you can choose when selecting where to invest your money. Other funds include: Balanced Fund, Bond Fund, Equity Fund, Money Market Fund, MyFuture Fund, Growth PLUS Fund, and Captains Fund. These funds can be explained further by your financial advisor.

investment growth in vul policy

The projected fund value at age 45 is ₱848,275
The projected fund value at age 55 is ₱2,181,982
The projected fund value at age 65 is ₱5,642,255

You can withdraw anytime against your fund value without interest accruing, unlike the traditional life insurance. A VUL policy is less likely to lapse for as long as the fund value is enough to pay the insurance charge.

The accumulated fund value can be used as educational fund for your kids, retirement fund, extra health fund, or to fund your life goals etc. You have the freedom to choose whatever you may want to do with the accumulated funds.

(I thought insurance is just about death benefit. There is so much more I can gain pala  if I avail a VUL policy)

Exactly! VUL is more than just a life insurance combining income protection and investment opportunity for every Juan.

Why Choose Federico Suan, Jr. to be Your Financial Advisor?

  • Young professional. Picking a young Financial Advisor means he can grow old with you. It is a lifelong commitment and I am ready to serve.
  • Friendly with the utmost professionalism. I won’t give you that ultra-silent awkward moment when meeting up. No dull moments. I ensure a fun and very factual meeting.
  • Attended various training and seminar. I believe in quality service. And one-way to provide it is to constantly improve yourself every single day.
  • No pushy calls as I respect your privacy.
  • Available for meetings even on weekends. Meeting place can be Sun Life office near you or any place that you deemed convenient.
  • My mission to help you secure the future of your family. I secured mine. Hopefully, yours is next.

For all Financial Advisors like us, we treat life insurance as LOVE insurance. Because when you love someone, i.e. your family, you don’t leave them hanging. You want every protection you can get to ensure their safety and well-being, right?

I hope you enjoyed my blog!

You too can protect the future of your family by getting a VUL policy. Some terms are technical in nature that an ordinary person cannot understand without the help of a Licensed Financial Advisor. I recommend a personal meeting.  No pressure nor obligation on your part will be imposed upon appointment. You may not like it and it is perfectly fine with me. You can reach me thru  0917-775-8352 or e-mail me at or at my official e-mail via

66 comments… add one
  • Alhen Link Reply

    Sir,just joined as a financial advisor,I would love to attened an incoming training or seminar you will hosted. Impressed the way you answer questions and inquiries,Impressive.😊

    • Hi Alhen. Thanks for the kind words. It’s very seldom that I conduct training but just in case I’ll do some in the future I’ll post it on my page and blog. Looking forward to meeting you soon. All the best with you 🙂

  • Jnz Link Reply

    Helloi Sir Federico. For VUL products, How many percent allocation for insurance and then investment?
    For example, my premium quarterly is PHP6000.


    • Hi Jnz. It will vary per VUL Plan and riders attached to it. This is best discussed in person as it may get too technical that you may lose your interest hehe. Kidding aside, if I can be of help just let me know. I’ll be more than glad to help you get things started. Thanks 🙂

  • Izza Link Reply

    Hi Sir Federico, question lang.
    Kunwari po after 10 yrs, namatay yung insured, ang makukuha po ng beneficiaries nya ay yung death benefit saka yung laman ng investment?
    Tama po ba?

    • Hi Izza. Tama ka diyan. Kahit na wala pang 10 years yung plan miski 1 year pa lang makukuha na din siya ng beneficiaries. Salamat 🙂

  • Mark Codera Link Reply

    Hi Federico. I have a question. How long is the Php 1 Million life coverage? Does it still apply after the first 10 years?

    • Hi Mark. The life insurance coverage is until age 88 starting from the policy approval date. Thank you 🙂

  • Jamar Diego Link Reply

    Hi Sir Federico, Pagnatapos na po yung 10yrs napagbabayad with benifits of CIB at HIB. Magkanu po ang benefits for annually?

    • Hi Jamar. Yung mga benefits ay magsisimula agad kahit di pa nakaka sampung taon. Maganda ito na upuan para mas maipaliwanag ng mabuti. Salamat 🙂

  • Leonardo Ignacio Link Reply

    Hi Federico,

    I’m an OFW and I’m interested in this product. Can you please send me a quotation?


  • Camille Link Reply

    Meron po ba after 5yrs or 10yrs pwede na iwithdraw in cash kung sakali hindi maccident or sa health

    • Hi Cammille. You are not supposed to get the money after the paying period if you want to keep your insurance coverage. But if you think and you are already happy with your gains then you may do that. Thanks 🙂

  • Ferdinand de Gula Link Reply

    Im already 58 years old pwede pa ba ako ma insured

    • Hi Mr. Ferdinand. Yes po pwede pa po kayong kumuha ng ganitong insurance. Send po ako ng email so we can talk about this more. Thanks 🙂

  • Rupert Link Reply

    Hi, I’m really inspired to your story and how you came up to decide about your milestones. Now I’m interested to get this life insurance in Sunlife. I’m 23, the same when you started and not-smoker. My question, is it the Sun Maxilink Premium can help my parents in terms of their health maintenance or hospital bills when necessary? They are 63 yrs. old and they depend on us. I want to make sure that I can help or support them in their health necessities if necessesary.

    • Hi Rupert. I am so glad you liked my story and hope you learned a lot from it. The plan I got is actually for myself so that I will not become a burden to them if something happens to me. And also, I want the dreams of my family to be well funded should I get called earlier by our creator.

      You are still lucky though to have your parents with you. But I think you need life insurance in the sense of “what if” something happens to you? Who will be in charge of the maintenance meds and hospitalization? Getting life insurance will answer that worry because if that happens then they will get something to continue living the life you would want to give them.

      Plus, you will accumulate funds thru the years to finance your dreams for yourself or just something you can look forward. Let’s get in touch thru email 🙂

  • John Paul Jugal Ituralde Link Reply

    Hi Sir!

    Thank you for all your blogs! Very helpful and informative. I’m soon to be father and ofw (just waiting for my exact flight date). I’m really interested to know more regarding Sun Maxilink Prime so that I wouldn’t waste my future hard earn income. Can I set an appointment for your Free Proposal?

  • May Oclarit Link Reply

    Hello po sir Good day!
    I’m 35 years of age I’m single and i’m OFW here in HongKong, maitanung ko lang po My branch po ba kayo dito sa hongkong?
    Or if wala po how can i register via Online to avail VUL plan, maraming salamat po

    • Hi Ms. May. There’s a Sun Life company in Hongkong, though affiliated, it is not the same company as the Sun Life of Canada (Phil.) Inc.

      Are you planning to come back to the Philippines soon? Because you can only apply for one if you are here in the country. I’ll send you an email about this so we can talk more about your options. Thanks 🙂

  • Gen Link Reply

    Hi Sir Federico, I am interested in Maxilink and I am at my 50’s is the Maxilink Prime still applicable for me and how much the monthly, semi-annual and annual premium. Thanks for your time.

    • Federico Suan, Jr. Link Reply

      Hi Gen. You are still eligible to get a Sun Maxilink Prime. Premium will depend on the life insurance coverage, riders attached, current health condition, and so on. But just to give you a ballpark you must prepare 50 to 60k for a 700k life insurance coverage. Thanks 🙂

      • Trish Link Reply

        Hi Sir Federico. Can I get a computation for the plan for my mom, she’s going to 50 years old and want to know if she will be able to get insurance with Sun Life and how? Thanks!

        • Hi Trish. Have you filled out the form? I haven’t seen it from my file. If not, please kindly fill it out so we can have an idea of what plan/inclusion is best suited to your mom. Thanks 🙂

  • Jovie Link Reply

    which is better? maxilink or flexilink?

    • Federico Suan, Jr. Link Reply

      Hi Jovie. It will depend on your financial needs which are unraveled during financial planning. Thanks 🙂

  • Alrey Camposano Link Reply

    Hi! I just started my VUL last year pero ask ko lang if kung what happen after 10 years na na hulugan ko na sya, required pa ba ako mag hulog ng same amount monthly? Or Pwede ko ba i claim yung money na nahulog ko?

    • Federico Suan, Jr. Link Reply

      Hi Alrey. The only person who can answer that better than me is your agent. You may kindly ask him/her as he/she is the one who designed the plan based on your needs. As for the second question, you may partially withdraw your fund but if you withdrew all of your funds then your insurance coverage will be terminated. Thanks 🙂

  • Shiela Marie O Orial Link Reply

    hi can you discuss it further? im interested… thank you

    • Federico Suan, Jr. Link Reply

      Hi Shiela. Looking forward to talking with you soon. Thanks 🙂


    Hi, Sir im interested to this sun maxilink prime for my daughther..

    • Federico Suan, Jr. Link Reply

      Hi Mary Grace. Thank you for reaching out. Please kindly fill out the form so I can reach you easily and provide you more details. Thanks again 🙂

  • Shammah Garcia Link Reply

    Hello, Sir. Question, if I get sun life maxilink bright and it indicates on the proposal that my annual premium is Php 96, 000 (So that means 96, o0o x 5 = Php 480, 000), why does the proposal further indicates premium amounts (ex. php 35, 000) for year 6 onwards? Solely for the riders?

    • Federico Suan, Jr. Link Reply

      Yes, Shammah. You have to pay for the riders even after the payment period or you may opt to not pay anymore provided that sufficient top-up was added in your plan. This is best explained by your advisor. Thank you 🙂

  • Jun Rebollos Link Reply

    Hi sir, I am now 38 years old ofw, no insurance with 7 year old kid and i am interested about this insurance with investment side. aside from this particular, what other options i should get?

    • Federico Suan, Jr. Link Reply

      Hi Jun. Being an OFW, I know you wanted to give the best things for your child and even the best opportunities that’s why getting an insurance plan is already a must. For you might not know how long you’ll be working overseas due to factors like age and health.

      You actually have two option: VUL and whole life insurance. This blog post is a VUL plan you can consider. It can protect you from uncertainties like accidents, deteriorating health, and even sudden demise. This, in fact, is a cheap option. But you can also get to maximize the potential growth of your money that you can withdraw for retirement or to achieve any other life milestones.

      Thank you and I hope we can get in touch thru email.

  • Christine Maleniza Link Reply

    Hi sir ask ko lang about sa account ko na sun maxilink prime, 1year na kong member and then gusto ko na pong iclosed or idiscontinue yung account ko, ask ko lang po kung maiwiwithdraw ko po lahat yung perang naihulog ko?

    • Federico Suan, Jr. Link Reply

      Hi Christine. Actually, this is an insurance plan which means you will be charged for the 1-year insurance coverage including all the fees necessary to start the plan.

      Think of it as if anything happened during that 1 year, Sun Life will have to pay your beneficiaries the sum assured. But I’m happy nothing bad happened though.

      You may discuss your options with your advisor


  • Delleyah Link Reply

    Hi! Is this kinda pension plan which after yung ten years payment or maturity ay may makukuha ka certain amount monthly? I’m looking for a pension plan kse.thanks

    • Federico Suan, Jr. Link Reply

      Hi Delleyah. This is an insurance plan that you can use to build your retirement fund. So what’s good about it? Firstly, if you’re called by our creator too soon then your family can get an amount that they can use to continue with their life. Secondly, if you live long enough to attain the age of retirement then you can partially withdraw the portion of the fund and use it for your happy retirement without having money as a problem.

      Plus it will cover you from the expenses against certain illnesses that can easily wipe out all your savings when you become ill.


  • Benjie Link Reply

    Could I lower my life coverage to lower my annual premium?

    • Federico Suan, Jr. Link Reply

      Hi Benjie. You can but once you lowered your life insurance coverage you can never raise it back again. This is best discussed with your FA. You may kindly contact him as this can get a bit technical. Thanks!

  • Jackie Link Reply

    Hi Sir Federico. After 10 years of payment and I want to withdraw magkano po ang makukuha ko? Very like ko yung blog mo sobrang enlightened ako.

    • Federico Suan, Jr. Link Reply

      Hi Jackie. Long term investment kasi yung plan also ang main focus ay insurance. Yung investment ay bonus na lang. If investment yung hinahanap mo then you may get mutual fund or UITF. Thanks!

  • melody encina Link Reply

    May health insurance po ba ang Sunlife for those who are 74 years old and above?


    • Federico Suan, Jr. Link Reply

      Hi Melody. We have until age 75 but this is a single pay VUL. It’s more of an investment than insurance. I hope you get one for yourself. Insurance is something you get while you don’t need it. If you are interested. Just let me know 🙂

  • SUMMER Link Reply

    Hi frederico

    • Federico Suan, Jr. Link Reply

      Hello Summer!

  • Camille Link Reply

    Pag nagavail po ako ng maxilink prime, automatic kasama na lahat ng benefits like ADDD, CIB and HIB?

    • Federico Suan, Jr. Link Reply

      Hi Camille. No, because they’re only additional benefits. Thanks!

  • Vanelyn Salvador Link Reply

    Hi. pag natapos po ung pagbabayad ng 10 years ano n pong mangyayari? pwede n syang i-withdraw or until retirement age???

  • Remy Link Reply

    Hello,pwede bang paki explain ano ba yung TOP UP

    • Federico Suan, Jr. Link Reply

      Hi Remi. Top-up yung tawag natin sa excess na payment for the year. For example 80k per year yung plan niyo pero ang binayaran niyo ay 100k then yung 20k ay considered as top-up. Good thing ito kasi mas bibilis yung fund accumulation ng plan. Thanks!

  • Kimberly Gonzales Link Reply

    Hello.. covered din po ba nito yung parents at husband and children like kng ma hohospital cla..if not covered..meron pa ba kayong insurance plan na ma cocover po cla?

    • Federico Suan, Jr. Link Reply

      Hi Kimberly. Sa per life lang ang insurance natin when it comes to health-related plan. Thanks!

  • Frederick Rone Link Reply

    Hello! Up to what age ang coverage nito? 65yrs.old ba or til age 99?

    • Federico Suan, Jr. Link Reply

      Hi Frederick. This will cover you until age 88. Thanks!

  • Anna Link Reply

    Sir, after po ng 10years na pag babayad ng premium. Ano pa po yung insurance charges na dapat pang bayaran? Are the charges will be calculated as per the current fund value?

    Salamat po.

    • Federico Suan, Jr. Link Reply

      Hi Anna. Need bayaran yung critical illness and hospital income benefit pero pwede naman mag premium holiday just ask your financial advisor about it. Kung wala ka pang plan. We can get in touch. Thanks!

  • Hyna De Borja Link Reply

    More interested on investing

    • Federico Suan, Jr. Link Reply

      Hi Ms. Hyna. VUL is not an investment product but an insurance with investment plan. If you don’t have a good financial footing (insurance) then you may consider getting a VUL plan which enables you to financially secure the future of your family while increasing your wealth. Thanks.

      • nerissa Link Reply

        Hi Suan. Please respond on my request.

        • Federico Suan, Jr. Link Reply

          Hi Ms. Nerissa. Sorry if it takes time before I can finally reply to this because I only have myself to do all the work on my blog. I apply the first in first out policy hehe I actually receive around 10-15 emails a day plus add the texts and calls, and a bunch of proposal requests every day. Anyhow, I love the volume of inquiries so please keep it coming. I’ll answer everything as much as I can 🙂

          Btw, I’ve seen your proposal request and I’ll send it in a while. Thanks!

  • Tanesha Link Reply

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    the site, that’s what this web page is providing.

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