3 Ways To Plan For Retirement

retirement

Retirement planning is never easy, but the best advice is to start as soon as possible. The longer you spend planning for retirement, the more financially stable you will be when you retire. How should you plan for this part of your life? Well, here are three things you should consider doing:

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7 FAQs About VUL Plans Insurance Buyers Must Know

FAQs VUL

VUL is one of the best-selling types of life insurance plans in the Philippines. It’s a combination of life insurance protection coupled with investment similar to a mutual fund. It’s a very popular plan for millennials as it can help jumpstart their journey toward financial freedom.

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The 50-30-20 Rule: A Beginners Guide in Budgeting

50-30-20-rule

Being new in the workforce and managing salary is quite a daunting task. It can be very difficult to strike a balance between what you want and need. Adding all the sales in malls or from your favorite stores can really mess up your cash flow that’s why you need to do budgeting. I’ll be sharing a budgeting idea that I’ve been using for years and it’s called the 50-30-20 rule. This is just a simple and yet very easy-to-follow budgeting idea that you can do to improve the way you handle money.

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5 Lessons From Being A Blogger In The Philippines

blogging philippines
A mentoring session with Raymund Camat, founder of MoneyTalkPH

Yes, I made it! This is the 4th year of TheWiseGuyPH. As a celebration, let me share with you the 5 life lessons I learned from blogging as my 100th post. You know being an independent blogger especially in the Philippines is hard but fun. I started without knowing what to do and look at where this blog is now. The challenges did not stop me from producing quality content for my readers, like you. So thanks to all of you for patronizing my creative space.

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How to Become a Sun Life Financial Advisor in the Philippines

Updated: September 23, 2021

There are about 8.7% or more than 4 million Filipinos that are currently unemployed as of April 2021. While the underemployment rate rose to 17.2% which is equivalent to 7.45 million. The growing need for life insurance especially in this pandemic opens great opportunities to unemployed and underemployed Filipinos.

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10 Truths About BTID And VUL Financial Experts Won’t Tell You

vul is a scam

Many financial experts hate the VUL plan and some may even tag it as a scam. If you’re following one of them you might be convinced that it’s really a scam. And I can’t blame you. But don’t get me wrong. This article is not meant to refute their claims nor support them. I just had an urged to explain some things that I think are also important in your decision making. So put down your pen and make sure you read this before you sign your insurance application.

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What’s next after using the e-BIRForms?

Filing tax is now made hassle-free using the e-BIRForms. Wherein you can file your taxes using the offline e-BIRForms. You can use it to file your annual registration and taxes at the comforts of your home.

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3 Things I Learned as I Get Older

Today I turned 29. Oh, I suddenly feel so old. You know, this blog was created to add value to my readers, to you. I used this as an instrument, to amplify my voice, to reach as many, to help others. But hey, I have to stop here, my blog today shouldn’t be so formal.

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The Top 10 Life Insurance Companies in the Philippines 2021

top insurance companies in the philippines 2021

Updated: May 19, 2021

In 2019, the Current Health Expenditure (CHE) in the Philippines rose to Php792.6 billion based on the Philippine Statistics Authority (PSA). CHE is the total amount spent by the government, HMO providers, insurance companies, and out-of-pocket (OOF) of Filipinos for health care.

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5 Strategies to Get the Most out of Pagibig MP2

5 strategies to maximize Pag-ibig MP2 savings account

In our first blog, ultimate guide in Pag-ibig MP2, you learned the advantages and disadvantages of investing in Pag-ibig MP2. The next article is about comparisons of Pag-ibig MP2 when done monthly, annually, or through one-time investment. Lastly, we get down and dirty with numbers in how to compute Pagibig MP2 dividends. Now, I know you are ready to know the 5 strategies to maximize Pag-ibig MP2.

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