Credit Card Payments for Sun Life VUL Plans

Sun Life is now accepting credit card payments for VUL plan applicationSun Life is pleased to announce that credit card payments are now accepted for VUL plans. Previously, only traditional life insurance policyholders could use this facility. But not anymore because of this latest update from Sun Life to give its clients more options in paying their life insurance applications and premium renewals.

READ: Sun Life Insurance Plan Payment Options

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3 Ways to Pay Sun Life VUL Plan thru Credit Card

It is now available for a regular peso-denominated VUL plan up to PHP 100,000 per modal transaction. Meanwhile, here are the 3 ways you can pay your plan using a credit card.

Sun Life’s Client Service Center

You can pay it nationwide in over 70 client service centers (CSC). You need to present your credit card to a Sun Life representative in proper crediting of your payment. However, this only applies to new applications.

READ: Sun Maxilink Prime | The Best-Selling VUL Plan from Sun Life

Phone Call

Another way to pay your initial premium for your new application is through a phone call. You may call our client care at (632) 849-9888 or Policy and Plan Accounting at (632) 555-8888, loc. 5690, to get an approval code. Then, get credit card sales at any CSC, fill it out, and sign it before submitting it again to CSC.

Auto-Charge Agreement

Existing VUL policyholders are also allowed to pay their premiums via credit card through an auto-charge agreement(ACA). Ask your financial advisor for ACA enrollment so your agent can submit it in any CSC.

Frequently Asked Questions:

What kind of plans can be paid for using a credit card?

Only regular pay Peso VUL plans can be paid using a credit card. To sum up, these are Sun Flexilink, Sun Maxilink Bright, and Sun Maxillink Prime.

What is the limit per credit card transaction?

The limit is Php 100,000 per modal payment (monthly, quarterly, semi-annually, or annually).

What type of card is acceptable?

Sun Life credit card payments via Visa and Mastercard-powered credit cards.

Why can I not pay my renewal premium using the first two options?

Opening the credit card facility for VUL plan holders is possible to make it easier for you to do business with Sun Life. Renewal premium can only be paid through ACA to ensure that you will not appear to be investing from credit. The only trigger for charging the premium is on your policy due date rather than any time you may want.


12 comments… add one
  • Gel Link Reply

    Hi sir,

    Good afternoon.
    Can I still use my cc for payment 15days before due date?
    There’s a note that says I can only use that facility 25 days before or 30 days after due date?

    Thank you.

    • Yes, Gel. You may still use it. Call the hotline if you can no longer press the pay now button. You’re welcome!


    Hi Sir Federico,

    Tanong ko laang po sana kung paano bayaran ang insurance through credit card?

    • Hi Arnel. As of this moment, you can now pay using your cc via Sun Life mobile app or Sun Life client’s portal. If you need further assistance or other options, just feel free to connect with your advisor. Thanks 🙂

  • Kath Andal Link Reply

    Hi Sir Federico. How many days should I pay my credit card if I use it in paying my policy?

    • Hi Kath. Ideally, you need to settle your dues before the due date. Sometimes it could a challenge as we become busy with our jobs and may miss our due date. When it happens, you have 30 days grace period to pay your balance. Thanks 🙂

  • Lou Link Reply

    Hi Federico. Can I pay my VUL premium thru credit card if it is above 100k?

    • Hi Lou. You may pay your plan up to Php 100k per transaction. It means that if you have a Php 200k plan with us, you may still settle it through credit card if it’s paid semi-annually (2 transactions) or quarterly. Anyways, if you have an existing plan, you need to enroll in an auto credit facility if you wish to settle it via a credit card.

      Thanks 🙂

  • Nathaniel Alcala Link Reply

    Hi Federico. Can I pay my Sun Life account using my Citibank credit card?

    • Hi Nathaniel. Are you referring to your premium renewal? Yes, you can possibly do but it must be enrolled as auto-credit. Just contact your advisor for the enrollment form. Thanks 🙂

  • LUZ C. ABUNDO Link Reply

    Hi Federico. I want to pay the insurance premiums of my children through my credit card. Which type of card is acceptable by Sun Life

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