Sun Fit and Well: A New Generation Wellness Plan

Sun Fit and Well (SFW) is a participating whole life plan that offers comprehensive life and health protection from Sun Life. All of us will experience at least one critical illness in our lifetime that’s why preparing this early is like doing yourself a favor that when you get one your still in great comfort knowing that financial difficulties won’t add to the distress brought by the illness alone.

READ: Sun Life Remains the Top Life Insurance Company in the Philippines 2018

The benefits of Sun Fit and Well in a glance from prevention, diagnosis, treatment, and rehabilitation.

Sun Fit and Well Health Protection Element

Sun Life’s new generation wellness plan that aims to provide comprehensive protection for critical illness to address your needs while going through key stages in your health from prevention, diagnosis, treatment, and rehabilitation.

Preemptive Wellness Benefit

Prevention is better than cure and Sun Life knows it well that’s why they created a wellness program for you. With this, you can access several programs and enjoy special privileges that can help your mind and body to be fit. Access to a wealth of health and wellness information, join fitness and wellness events and learn from experts about nutrition.

Critical Illness Benefit (Diagnosis)

Get protected from financial difficulties brought by being diagnosed with any critical illness. The plan covers 64 major critical illnesses, 34 minor critical illnesses, and 16 specific cancer conditions giving you peace of mind knowing that you can lean on this plan when you become critically ill.


SFW has an embedded hospitalization benefit from day one (1) until being discharged from the hospital. The plan will also give Php 5,000 for follow-up check-ups related to the critical illness that caused the confinement provided that it’s a doctor approved check-up.


You will also receive a home recovery benefit which is a lump sum of money following the hospital discharge. In any case that you are terminally ill with a life expectancy of 6 months or less then you will be entitled to receive the 10% of your original face amount as palliative care benefit.

Guaranteed Cash Benefit

Sample anticipated endowment benefit is computed based on a Php 1 Million face amount for 8 consecutive years that start as early as age 65 to age 72.

As early as age 65 you will become eligible to advance the 5% of the original face amount for 8 consecutive years, giving you a steady stream of income that you can rest on your golden years. This feature is only available to Sun Fit and Well Plus and Advantage.

Eligibility & Payment Options

SFW is available for ages 0 (30 days) to age 60 with life protection until age 100.

Anticipated endowment is only available for Sun Fit and Well Plus and Sun Fit and Well Advantage variants.

Sun Fit and Well can be paid in 10-years, 15-years, and 20 years but the frequency of your payment is dependent on your age and variant of the plan you’re getting.

Sun Fit and Well Variants

There are three variants for this plan namely Sun Fit and Well, Sun Fit and Well Plus, and Sun Fit and Well Advantage. All these plans are payable in 10-years, 15-years, and 20 years depending on your age and preference. So how these products differ from each other?

Sun Fit and Well (10/15/20)

This covers prevention, diagnosis, and life insurance coverage. This is the most basic package. Note that this plan won’t cover rehabilitation and it doesn’t have endowment benefit. Like most whole life insurance, it has cash value and non-guaranteed dividends that you can get or leave in Sun Life to accumulate and earn interest.

Sun Fit and Well Plus (10/15/20)

If you want endowment benefit then consider getting an SFW Plus plan. You get to avail the benefits of the basic plan, Sun Fit and Well, but with the added benefit of an endowment. Who wouldn’t like receiving a steady stream of income, right?

Sun Fit and Well Advantage (10/15/20)

With a little extra budget, you can avail the most comprehensive health protection plan which is the SFW Advantage. Imagine how a little addition on the premium can make a difference to the benefits you can receive. You’re covered from prevention, diagnosis, treatment, and rehabilitation plus it has anticipated endowment benefit. If you’re considering Sun Fit and Well as your health protection plan then make the best choice of getting the advantage variant.

Request for a FREE Proposal

You know that it pays to be healthy for you to enjoy your hard-earned possessions. Have peace of mind and be confident even if you become ill knowing that you can afford the treatments because you have an SFW Plan. Get a FREE proposal and request an appointment with us today!


19 comments… add one
  • Richelle Maha Sevilla Link Reply

    Hi Federico. I’m looking for a plan that best is best for my self and 3 kids. Thanks

    • Hi Richelle. Good to know how eager you are in securing the future of your family. The best plan will be subjective to your financial goals and situation today. I hope you have time for a sit-down discussion about your options. If you don’t have an advisor please do consider us. Thanks 🙂


    Hi Sir Federico. I am interested in with “Sun Fit and Well Advantage”. lease let me know the full coverage of the policy.

    • Hi Francisco. Thank you for showing interest with us. I will send an email to you regarding your request. But I do suggest that you meet an advisor who can truly help you and show you the benefits of the plan. Just in case you can. Thanks again 🙂

  • I would like to have proposal for sunlife fit and well regular and sunlife fit and well plus. also can I know also sunlife assure insurance. what is difference to sunlife fit and well. Thank you

  • Georgie Geolin Link Reply

    Have send you an inquiry.

    Awaiting your response.

    • Hi Georgie. I have seen it and contacted you last week. I’ll send an email to you. Thanks 🙂

    • May Link Reply

      Magkano po ang hulog monthly ng sun fit and well advantage. If self employed po. Gusto k po kc mag avail

      • Hi May. The premium will depend on insurance coverage, age, and some other factors. If you’re interested please kindly fill out the form. Thanks 🙂

  • gin Link Reply

    Good 38 yrs old,magkano po ang premium nung sunfit&well?and VUL ba yung may cash dividends?

    • Federico Suan, Jr. Link Reply

      Hi Gin. Yung Sun Fit and Well po yung may dividends. If will depend on a lot of factors. Please kindly fill out the form so I can send you a sample quote. Thanks 🙂

  • Ranier Link Reply

    I would like to ask if this is a VUL or a Guaranteed Whole Life insurance (the one with dividends)? Thanks.

    • Federico Suan, Jr. Link Reply

      Hi Ranier. I saw your inquiry and I have sent an email about it. Please check that out. Thanks!

  • Laine Link Reply


    I’m 32 years old. I’m interested in the Sun Fit and Well Plus. Could you send me a proposal, please? Thanks!

    • Federico Suan, Jr. Link Reply

      Hi Laine. The info is very limited. Please kindly fill out the form on the bottom part of the post. Thanks!

  • Pls send proposal for Sun fit and well advantage

    • Federico Suan, Jr. Link Reply

      Hi Elaine. This is noted but please kindly fill out the form so I can give you a proposed plan. Thanks!

  • Snooky H. Tubiano Link Reply

    Please send me a proposal for a life insurance that is affordable.

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