SSS Retirement Benefit: An Easy to Follow Guide in Computing Your Pension

sss retirement benefit

UPDATED: June 21, 2022

SSS retirement benefit or pension as we normally call it is one of the few benefits employees are entitled to receive when they retire. So before you empty your savings by joining the YOLO, you will only live once, and FOMO, fear of missing out, craze you may want to consider how much you’ll be getting from SSS by the time you’ll retire. Are you ready to know how small much it will be?

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UITF 101: Ultimate Guide to Investing in UITF in the Philippines

UITF in the Philippines

Unit Investment Trust Fund (UITF) is a pool of investments from various investors like you. It will let you invest with little capital. It’s a good investment vehicle for those starting to invest but with a busy lifestyle. UITFs are offered mainly by banks. On the other hand, insurance companies offer mutual funds. They are almost the same but with different advantages.

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Why get a VUL plan over other types of insurance?

VUL plan in the philippines pros and cons

A friend died last week. We are extremely sad about what happened to him. It was so sudden. It was so painful because we’ve been friends for almost 5 years. We know at this time, that losing someone has been normal. But still, no words can be commensurate to the void he left in us. Just like us, he is also an insurance agent. When the news arrived, one thing popped into our minds. We have to immediately check all of his life insurance plans.

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The Top 10 Life Insurance Companies in the Philippines 2022

top insurance companies in the philippines 2022

Updated: May 3, 2022

In 2019, the Current Health Expenditure (CHE) in the Philippines rose to Php792.6 billion based on the Philippine Statistics Authority (PSA). CHE is the total amount spent by the government, HMO providers, insurance companies, and out-of-pocket (OOP) shouldered by Filipinos for health care.

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How to Become a Sun Life Financial Advisor in the Philippines

Updated: April 30, 2022

There are about 8.7% or more than 4 million Filipinos that are currently unemployed as of April 2021. While the underemployment rate rose to 17.2% which is equivalent to 7.45 million. The growing need for life insurance especially during this pandemic opens great opportunities to unemployed and underemployed Filipinos.

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Which is better between Finance Charge and BPI SIP Loan?

BPI credit card calculator

As a credit cardholder, knowing how to maximize its uses is an advantage. For example, you can get the best deal out of your credit card while building a good credit score. In the Philippines, BPI is one of the leading credit card issuers. If you have a credit card with them, it’s best to know the possible charges that it may incur such as finance charges, cash advance, BPI SIP loan, and other bank charges.

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How to Open a BPI Checking Account

BPI Checking Account

I finally opened a BPI checking account last week. Compared to opening a regular savings account, this is more difficult to open, and I will share why later. The process is almost the same, but the feeling is different because you’ll feel richer (haha!) like how you usually see it on TV being used by the rich characters. But kidding aside, it has several advantages that make having it the right choice.

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5 Practical Ways to Manage Stress at Work

how to manage stress at work

Everyone who works in the corporate world has experienced stress that comes from the work itself, coworkers, superiors, management, environment, etc. But if you’re not feeling any stress now then you may need to reflect because there’s a chance that you’re transferring it to your colleagues. Either way, stress when not addressed immediately can take a toll on your health. That’s why it’s important to know how you can manage stress at work. Here’s a blog to help you.

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How to Claim SSS Death Benefit in 5 Easy Steps

SSS death benefit

Two benefits can be claimed by the beneficiaries of a deceased member i.e., funeral and death benefits. The SSS funeral benefit is paid as a lump sum. On the other hand, the SSS death benefit can be paid as a pension or a lump sum depending on who is claiming and the number of contributions paid before the semester of death. This is a complete guide to help you in claiming the two benefits.

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How to Easily File a Pag-IBIG Death Benefit Claim?

pagibig death benefit

Probably you’re reading this because someone died in the family. I know it’s hard. It’s emotionally draining but at the same time, you’ve to manage several things. You must settle the hospital bills, process the death certificate, get funeral service, secure a permit for excavation if needed, prepare the lot for interment, consolidate the estate, and claim death benefits from the employer, SSS, and Pag-IBIG. With all the things on your plate, you need someone or something to guide you. Thus, I’ll be sharing with you my experience of claiming a Pag-IBIG death benefit.

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