Financial literacy is not taught in schools nor homes. Most of the time, it’s just self-thought. So if you know someone, maybe a friend who is knowledgeable about it, then this might be the perfect time to reconnect with him. Reality strikes; not everyone has that kind of friend. Luckily, the internet is already accessible for most of us to learn this quickly. While you would like to achieve this in a short time, you might also want to consider your current financial status, knowledge, and of course, be realistic.

Did you know that you still need to renew your BIR Certificate of Registration (form 2303) every year? This is paid, yes, every year, on or before January 31. I know you are already familiar with the registration fee, right? It’s the Php 500 you paid using the form 0605 when you got your COR. It’s the same thing when you’re renewing it. [continue reading…]

Insurance Commission (IC) has institutionalized remote selling of life and non-life insurance. Previously, it was only temporarily allowed to sell insurance products remotely due to the COVID-19 pandemic.

SUN Cancer Care is health insurance with a savings plan from Sun Life. It focuses on the treatment and rehabilitation of cancer, which is one of the leading causes of death in the world. While it gives guaranteed savings, a special paid-up bonus, and yearly dividends.

Are you also being tagged as “kuripot” by your friends? Don’t worry. There is nothing wrong with it. Sometimes, other people might think that being kuripot is the same as being selfish. But in reality, it has nothing to do with frugality. So yes, you can be frugal and generous at the same time.

Every parent wants to secure the future of their kids. It explains why I got tons of inquiries about building an educational fund for their kids. Though Sun Maxilink Prime can also be used to create the fund. But Sun Maxilink Bright seems more appropriate for this kind of goal. I will explain this in the latter part of the post.

Sun Maxilink One and Sun Flexilink1 are single-pay VUL from Sun Life. It combines the benefits of life insurance protection and investment in one product without upfront premium charges. Thus, it accelerates the fund accumulation.

Last year, I was planning to buy a bag from Zalora. So I’m searching for a voucher code to get an additional discount. But then I found ShopBack, a third-party app that lets me get the bag I wanted and get some cash as a reward from the transaction I made. It somehow lessens the guilt of spending on my wants. I also used a voucher code for more discounts and got cashback thru the Shopback app. That’s a triple win for me right there.

If you already read my post about Pag-ibig MP2 and how to maximize it, then you might be wondering how the computations were done. I’ll be honest, it took me a while to understand it, and you’ll know why later. But after several hours, now I can confidently share with you how to compute for Pag-ibig MP2 dividends.