I came to see the book called Break Free by Don Soriano while roaming around a bookstore. The design was too simple for my taste but it was also too intriguing so even I’m not a fan of reading books, I still considered getting a copy. Anyway, who wouldn’t want to be an employer from just being an employee in 3 years time or even less which is the idea the book is introducing to us. Good thing I told my manager, Raymund Camat (MoneyTalkPh), about it not knowing he has a copy until he lent it to me. Yippee! So here I am now making a review of “Break Free” and I’ll tell you  later if it’s a good buy or goodbye. [continue reading…]

The past week I was asked to host not just one but two Christmas Party in a single week. I was like really? Me hosting an event is the last thing I would like to do this Christmas. Geez, no one was taking the role so I guess it is really meant for me though I’m quite hesitant, I accepted it. After the events, it was both exhausting and extremely fun. I never thought I could ever stand in front of a large crowd as I did. Maybe I wasn’t good enough as this was only my first time but their affirmation on my new found skill, should I even call it a skill hehe, is priceless.  [continue reading…]

Jayvee Lazaro Badile II with his death claim processed in less than two hours

If you are reading this then I guess you already have an insurance policy or currently looking for one. Everyone, of course, is in search of the best deal in life insurance. Most will correlate the word best deal to a cheaper price tag.  But for me when it comes to life insurance best deal means that I can get my money when I need it or let’s say my family can claim the benefits when I’m gone. [continue reading…]

Ang Lingkod ng Panginoon or The Servant of the Lord is a Catholic movement composed of single young professionals dedicated in “Christifying the workplace”. Did the first sentence scare you? But will you accept the invitation if you’re invited to attend an event they organized? Though I was skeptical at first to join but it turns out to be the best decision I made for this year, or my entire life even if it’s still too early to say that. [continue reading…]

Being new in the workforce and managing salary is quite a daunting task. It can be very difficult to strike a balance between what you want and need. Adding all the sales in malls or from your favorite stores can really mess up your cash flow that’s why you need to do budgeting. I’ll be sharing a budgeting idea that I’ve been using for years and it’s called the 50-30-20 rule. This is just a simple and yet very easy to follow budgeting idea that you can do to improve the way you handle money. [continue reading…]

TheWiseGuyPh, posing with the number 1 sign, done a financial planning session in a company in Makati. As a financial advisor, being invited to host an event like this is rather rare but very powerful initiative of a company to its employees. Only a few companies would take the time to arrange an event like this that’s why I guess they’re very attentive during the session. So if you are HR people who are actively looking for company benefits to give your employees? Or someone who holds a high position in a company then this post is for you. [continue reading…]

After finishing college, all that I wanted is just to work and get a fat paycheck. I have this idea that all professionals are well paid not until I landed my first job. While signing the contract, I want to grab the HR by her collar and tell this line “excuse me pero engineer ako”. (Sorry for sounding so entitled because that’s what I thought.) But as days go by I come to realize and eventually rephrase that line into “Oo, engineer nga lang pala ako”. [continue reading…]

Financial literacy is not thought in schools nor homes. Most of the time it’s just self-thought. So if you know someone maybe a friend who is knowledgeable about it then this might be the perfect time to reconnect with him. Reality strikes, not everyone has that kind of friend. Luckily, the internet is already accessible for most of us to learn this easily. While you would like to achieve this it in a short span of time you might also want to take into consideration your current financial status, knowledge, and of course be realistic. [continue reading…]

TheWiseGuyPh is a personal finance website I started in late 2017 in the hope of sharing the financial advice, tips, and even share my personal way of budgeting. Though I’m affiliated with Sun Life you may notice that around 40% of my post is not even related to it. This is because I love sharing my new knowledge with my readers and also to have something I can always go back in the future. [continue reading…]