Everyone who works in the corporate world has experienced stress that comes from the work itself, coworkers, superiors, management, environment, etc. But if you’re not feeling any stress now then you may need to reflect because there’s a chance that you’re transferring it to your colleagues. Either way, stress when not addressed immediately can take a toll on your health. That’s why it’s important to know how you can manage stress at work. Here’s a blog to help you.
Two benefits can be claimed by the beneficiaries of a deceased member i.e., funeral and death benefits. The SSS funeral benefit is paid as a lump sum. On the other hand, the SSS death benefit can be paid as a pension or a lump sum depending on who is claiming and the number of contributions paid before the semester of death. This is a complete guide to help you in claiming the two benefits.
Probably you’re reading this because someone died in the family. I know it’s hard. It’s emotionally draining but at the same time, you’ve to manage several things. You must settle the hospital bills, process the death certificate, get funeral service, secure a permit for excavation if needed, prepare the lot for interment, consolidate the estate, and claim death benefits from the employer, SSS, and Pag-IBIG. With all the things on your plate, you need someone or something to guide you. Thus, I’ll be sharing with you my experience of claiming a Pag-IBIG death benefit.
Last January 20, 2018, Chinkee Tan had released a new book called “My Ipon Diary” which is a follow-up to his successful book “Diary of a Pulubi“. If you’re not yet familiar with the author, he is known for his direct attacks on financial topics with a hint of humor. He makes each topic easy to follow especially for beginners in financial literacy. A good approach in starting your “ipon” journey.
Did you know that there are two types of credit cards? Well, they are just the same plastic card that you can use for your purchases. The only difference is that a secured credit card needs a hold-out deposit. In case of default, the bank can easily claw back its money. While on the other hand, an unsecured credit card doesn’t require a deposit.
Retirement planning is never easy, but the best advice is to start as soon as possible. The longer you spend planning for retirement, the more financially stable you will be when you retire. How should you plan for this part of your life? Well, here are three things you should consider doing:
VUL is one of the best-selling types of life insurance plans in the Philippines. It’s a combination of life insurance protection coupled with investment similar to a mutual fund. It’s a very popular plan for millennials as it can help jumpstart their journey toward financial freedom. So today, we’ll be sharing 7 FAQs about VUL.
Being new in the workforce and managing salary is quite a daunting task. It can be very difficult to strike a balance between what you want and need. Adding all the sales in malls or from your favorite stores can really mess up your cash flow that’s why you need to do budgeting. I’ll be sharing a budgeting idea that I’ve been using for years and it’s called the 50-30-20 rule. This is just a simple and yet very easy-to-follow budgeting idea that you can do to improve the way you handle money.
Yes, I made it! This is the 4th year of TheWiseGuyPH. As a celebration, let me share with you the 5 life lessons I learned from blogging as my 100th post. You know being an independent blogger especially in the Philippines is hard but fun. I started without knowing what to do and look at where this blog is now. The challenges did not stop me from producing quality content for my readers, like you. So thanks to all of you for patronizing my creative space.
Many financial experts hate the VUL plan, and some may even tag it as a scam. If you’re following one of them, They will convince you that it is. And I can’t blame you. But don’t get me wrong. This article will not refute their claims or support them. I just had an urge to explain some things that are also important in your decision-making. So put down your pen and read this before you sign your insurance application.
DISCLAIMER: This website reflects only the views and opinions of the author, Federico Suan, Jr., and is not part of any official communication tools of any life insurance and investment company. The author has no responsibility against the comments posted by visitors. Necessary actions will be done accordingly as the website has no intention to malign its readers from factual information. Constant efforts is done by the author to bring precision in every post.