A friend died last week. We are extremely sad about what happened to him. It is so sudden, which makes it very painful because we have been friends for almost five (5) years. We know by this time that losing someone has become common. But still, no words can be commensurate to the void he left in us. Just like us, he is also an insurance agent. When the news arrived, one thing popped into our minds; check his insurance policies.
Being a credit card holder, knowing how to maximize its uses is an advantage. For example, you can get the best deal out of your credit card while building a good credit score. In the Philippines, BPI is one of the leading credit card issuers. If you have a credit card with them, it’s best to know the possible charges it may incur, such as finance charges, cash advances, BPI SIP loans, and other bank charges.
I finally opened a BPI checking account last week. Compared to opening a regular savings account, this is more difficult to open, and I will share why later. The process is almost the same, but the feeling is different because you’ll feel richer (haha!) like how you usually see it on TV being used by the rich characters. But kidding aside, it has several advantages that make having it the right choice.
Everyone who works in the corporate world has experienced stress that comes from the work itself, coworkers, superiors, management, environment, etc. But if you’re not feeling any stress now then you may need to reflect because there’s a chance that you’re transferring it to your colleagues. Either way, stress when not addressed immediately can take a toll on your health. That’s why it’s important to know how you can manage stress at work. Here’s a blog to help you.
Two benefits can be claimed by the beneficiaries of a deceased member i.e., funeral and death benefits. The SSS funeral benefit is paid as a lump sum. On the other hand, the SSS death benefit can be paid as a pension or a lump sum depending on who is claiming and the number of contributions paid before the semester of death. This is a complete guide to help you in claiming the two benefits.
Probably you’re reading this because someone died in the family. I know it’s hard. It’s emotionally draining but at the same time, you’ve to manage several things. You must settle the hospital bills, process the death certificate, get funeral service, secure a permit for excavation if needed, prepare the lot for interment, consolidate the estate, and claim death benefits from the employer, SSS, and Pag-IBIG. With all the things on your plate, you need someone or something to guide you. Thus, I’ll be sharing with you my experience of claiming a Pag-IBIG death benefit.
Here are the three things you to look at when investing: stability, liquidity, and return. What’s good with Pag-IBIG MP2 is that it has all these three components. In 2020, for example, when the world was panicking about the COVID-19 pandemic, Pag-IBIG declared a dividend rate of 6.12%. You must have a partner in this fast-paced environment that can help you analyze, strategize, and track your investment. Thus, we created the Pag-IBIG MP2 calculator to serve as your partner.
Last January 20, 2018, Chinkee Tan had released a new book called “My Ipon Diary” which is a follow-up to his successful book “Diary of a Pulubi“. If you’re not yet familiar with the author, he is known for his direct attacks on financial topics with a hint of humor. He makes each topic easy to follow especially for beginners in financial literacy. A good approach in starting your “ipon” journey.
Did you know that there are two types of credit cards? Well, they are just the same plastic card that you can use for your purchases. The only difference is that a secured credit card needs a hold-out deposit. In case of default, the bank can easily claw back its money. While on the other hand, an unsecured credit card doesn’t require a deposit.
When you are just starting with investments, it can be challenging to know where to begin. There are so many different investment options available, and it can be hard to determine which ones are right for you. This blog post will discuss four easy investment strategies that are perfect for beginners. We will also provide some tips on how to get started with investing. So if you’re ready to get started, keep reading!
DISCLAIMER: This website reflects only the views and opinions of the author, Federico Suan, Jr., and is not part of any official communication tools of any life insurance and investment company. The author has no responsibility against the comments posted by visitors. Necessary actions will be done accordingly as the website has no intention to malign its readers from factual information. Constant efforts is done by the author to bring precision in every post.