Credit Cards Archives – TheWiseGuyPH

August 30, 2022June 28, 2024Credit Cards

Pros and Cons of Credit Cards: Things You Must Know

Credit cards are a double-edged sword. On one hand, they can be useful for building credit and making small, regular purchases that you wouldn’t have the cash for otherwise. On the other hand, having too much available credit makes you spend more. Fortunately, there is no right answer when it comes to credit cards and their financial benefits or drawbacks; […]

January 27, 2022June 28, 2024Credit Cards

Why Getting a Secured Credit Card is a Good Choice?

Did you know that there are two types of credit cards? Well, they are just the same plastic card that you can use for your purchases. The only difference is that a secured credit card needs a hold-out deposit. In the event of default, the bank can easily claw back its money. On the other hand, an unsecured credit card […]